Investing & saving
Small steps. A longer view.
Explore how contributions, compounding, fees, and inflation shape your future.
Build your scenario
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Investment returns are assumptions, not forecasts. Try lower and higher returns to see the range of possible outcomes.
Contributions are made at the end of each month. The annual return is treated as an effective annual rate, with fee drag subtracted in percentage points.
Watch compounding work.
A constant-return projection, before taxes.
Projected balanceToday’s purchasing powerContributions
What if returns change?
Scenario analysis| Gross annual return | Future value | In today’s dollars |
|---|---|---|
| 5.00% | $224,031 | $136,720 |
| 7.00% Your scenario | $285,355 | $174,144 |
| 9.00% | $366,101 | $223,421 |
At 2.50% annual inflation, your projected $285,355 would have approximately $174,144 of today’s purchasing power. Markets fluctuate; actual investment returns are not steady or guaranteed. Taxes are excluded.